YOU GET FLEXIBILITY
THAT NO ONE ELSE OFFERS
We offer tailored processing systems
You can choose to use the latest in technology- based processing systems
or the old-fashioned paper-based ones
or a combination.
Unlike the others
we don't force you into a box
We will tailor our financing programs to help you make more cash.
Unlike the others
you get to choose
what works best for you.
We can do this because we have the knowledge,experience,
one-of-a-kind financing that is unique in the factoring industry.
factoring services nationwide
- Over 70 years of factoring company experience
- Up to 97% Advance Rates
WHAT SETS US APART
Same Day funding on approved invoices
We do not require a long term contract.
97% advance rates; tops in the industry
Credit analysis on new and existing customers
Continuous collection management and
follow up on factored invoices
Invoice and statement mailing (postage included)
Account status inquiries anytime;
24/7 online account access.
Our flexibility allows you to maintain control:
You select accounts you prefer to factor
on an invoice by invoice basis.
You control total factoring costs by only
factoring on an "as needed" basis.
Up to 97% Advance Rates:
Advance rates are based on overall risk
associated with a particular industry as
well as experience and track record.
We hold reserve accounts to accommodate
industries which typically experience dilution
and that we would otherwise not be able
to service. Advance rates range from
80% to 97% of the gross invoice amount.
Fees are determined based on your industry,
the credit worthiness of your customers,
how quickly your invoices turn, and
monthly factoring volume.
OCF provides individualized customer service,
by tailoring our flexible programs to fit the individual
needs of each of our clients. We strive to
be responsive, handling receivables
with speed, efficiency, and a personal touch.
As a client you are assigned one account
administrator who will personally handle
all of your account activity and inquiries.
This gives us the ability to buy your
receivables and get the money to
you within 12 to 24 hours.
Having one person look after your account
also makes it easy for you to decide
which invoices you are going to sell and
when you want to sell those invoices.
Our funding is primarily done by
direct deposit or wire.
OCF has more than 70 years of successful
cash flow and credit management experience,
experience we would love to put to work for you.
To talk with a member of our sales team,
please contact one of our regional offices at:
Factoring Home Page
Why Factoring is Necessary
Credit Risk Management
Is Factoring For You
How Factoring Works
More Factoring Information
A business's accounts receivable might be used as collateral in some cases to procure an accounts
receivable business loan. Equipment the business may have--or intends buy with the loan--can also serve as collateral.
A business may also sell their equipment to a business loan lender for cash, then lease it back from the lender,
to acquire fast cash. There are business loans for real estate, for construction, to acquire businesses and to start them.
Most people think of business loan lender banks as the primary place to go to get a business loan.
While your personal bank lender may provide convenience and an established relationship, certain types
of banks are more receptive to working with small business.
invoice factoring company
and account receivable factoring
and accounts receivable financing
Credit Management and Consulting
Our extensive credit and accounts receivable services management assistance is available at no
charge and is often less costly than maintaining your own in-house credit department. Smaller local bank lender are
usually a small business owners best source for financing. Small bank lender will fight harder
to get your business and will usually be more flexible in approving a loan.